Auto Insurance

Worry-free Crusing

Protecting Your Vehicle

 
Do you enjoy cruising the roads? Perhaps you endure the daily grind of the work commute and drive to your vacation destination every year. Whether you’re on the roads for business or pleasure, you’ll need auto insurance to protect your vehicle and finances. At Higgins Insurance Agency, we understand that you may not want to spend a great deal of time deciding on a car insurance policy. Our team helps to guide you through the ins and outs of car insurance so that you can cruise the roads worry-free!

Our auto insurance options include:

Bodily Injury Liability

This part of your policy covers injuries that you, the driver or policyholder, cause to someone else.

Medical or Personal Injury Protection

If you are at fault for an accident, this coverage pays for injury treatments that the other driver and passengers sustained.

Property Damage Liability

This coverage helps to pay for the damage that you may cause to someone else’s property.

Collision

Coverage that pays for damage to your car resulting from a collision with another car or object.

Comprehensive

Protection from damage caused by something other than a collision, such as fire, falling objects, missiles, hail, and more.

Underinsured/Uninsured Motorist Coverage

This coverage reimburses you if an underinsured or uninsured driver causes you to be in an accident and cannot reimburse you for medical expenses or car repair costs.

Bodily Injury Liability

This part of your policy covers injuries that you, the driver or policyholder, cause to someone else.

Medical or Personal Injury Protection

If you are at fault for an accident, this coverage pays for injury treatments that the other driver and passengers sustained.

Property Damage Liability

This coverage helps to pay for the damage that you may cause to someone else’s property.

Collision

Coverage that pays for damage to your car resulting from a collision with another car or object.

Comprehensive

Protection from damage caused by something other than a collision, such as fire, falling objects, missiles, hail, and more.

Underinsured / Uninsured Motorist Coverage

This coverage reimburses you if an underinsured or uninsured driver causes you to be in an accident and cannot reimburse you for medical expenses or car repair costs.

Protect What’s Precious

 
At Higgins Insurance Agency, we work with you to determine the right coverage for your needs and vehicle, all at the right price.

We work with you to protect antique automobiles, classic cars, high-performance vehicles, and more. Whether you keep your precious vehicle locked away in the garage or take it out anytime the sun shines, we can find the right coverage to suit your beloved car. It can be reassuring to know that your car is protected, whether you are driving on the freeway or parked outside your home.

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