Homeowners Insurance

Your home is your castle

Being a Homeowner

 
When it comes to being a homeowner, there’s a lot to remember. However, securing and retaining homeowners insurance shouldn’t fall by the wayside. At Higgins Insurance Agency, we recognize that every home is unique. That’s why our home insurance is all about what’s important to you as an individual. We will be there to pick up the pieces, should an incident occur.

Homeowner Insurance can cover the following:

Structure

From fire, hurricane, hail, lightning, or other disasters listed in your policy. It will not pay for damage caused by a flood, earthquake, or routine wear and tear. Remember to purchase enough coverage to rebuild your home.

Personal Property

It’s not just stuff, it’s what makes a house a home. There’s no doubt that you’d miss your furniture, clothes, sports equipment, and other personal items if they were to be damaged or destroyed in an accident. Coverage protects your belongings by repairing and replacing your beloved items.

Liability

This part of your policy helps to protect you from lawsuits for bodily injury or property damage that you or family members cause to other people. It also pays for damage caused by your pets, no matter how well behaved you think Rover is.

Additional Living Expenses

This covers the additional costs of living away from home if you cannot live there due to damage from an insured disaster. It covers hotel bills, restaurant meals, and additional transport costs incurred while your home is being rebuilt.

Structure

From fire, hurricane, hail, lightning, or other disasters listed in your policy. It will not pay for damage caused by a flood, earthquake, or routine wear and tear. Remember to purchase enough coverage to rebuild your home from the ground up.

Personal Property

It’s not just stuff, it’s what makes a house a home. There’s no doubt that you’d miss your furniture, clothes, sports equipment, and other personal items if they were to be damaged or destroyed in an accident. Coverage protects your belongings by repairing and replacing your beloved items.

Liability

This part of your policy helps to protect you from lawsuits for bodily injury or property damage that you or family members cause to other people. It also pays for damage caused by your pets, no matter how well behaved you think Rover is.

Additional Living Expenses

This covers the additional costs of living away from home if you cannot live there due to damage from an insured disaster. It covers hotel bills, restaurant meals, and additional transport costs incurred while your home is being rebuilt.

Greatest Purchase

 
Chances are your house will be the most expensive purchase you ever make. Not only that, but it’s filled with your most cherished possessions. Because of this, you shouldn’t opt for a standard, bare-bone policy that does little to protect your home and finances. Visit Higgins Insurance Agency today to speak with one of our highly skilled insurance professionals.

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