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Long-Term Care Insurance

Look Out For You

Being Prepared

 

It’s easy to take our ability to perform day-to-day activities for granted. But this can change, especially as we age. This is why it’s so important to consider your future healthcare needs as you build and review your retirement savings and income plans.

Long-term care insurance is designed to cover the costs of nursing homes, assisted livings, home health care, and other long-term care services. These services may be needed due to aging, an accident, illness, or deteriorated mental abilities. Traditional health insurance or Medicare does not typically cover these services.

If you were to become chronically ill, you might be unable to perform activities of daily living, such as bathing, getting dressed, and eating. Long-term care insurance could help to pay for the care that you need to regain your independence and lifestyle. In addition to helping pay the costs of long-term care, long-term care insurance may help to provide these benefits:

1
Protect

Your Savings

2
Preserve

Your Independence

3
Exercise

Your Own Personal Choices

4
Avoid

Government Dependence

5
Maintain

A Better Quality of Life

Long-term care insurance should be considered if:

You Are Unprepared

You’re concerned your retirement income might not last for your lifetime if your health declines and government programs are insufficient for your needs.

Want Choice

You want the financial resources to help you choose the type and level of care that’s right for you if you have an accident or need significant care later in life.

Need More Protection

You want to protect your wealth and legacy from being eroded by the cost of care.

Long-term care insurance should be considered if:

You Are Unprepared

You’re concerned your retirement income might not last for your lifetime if your health declines and government programs are insufficient for your needs.

Want Choice

You want the financial resources to help you choose the type and level of care that’s right for you if you have an accident or need significant care later in life.

Need More Protection

You want to protect your wealth and legacy from being eroded by the cost of care.

Let Us Help

 

It’s easy to brush off this insurance because we think we’re invincible. First consider the risks that come along with aging, as well as knowing that accidents happen. Long-term care insurance is there so that you don’t have to face high financial strain alone. Our team at Higgins Insurance Agency is here to help you secure the right policy for your needs.

Take the Next Step and Contact Us

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